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Cash agents network

A neighbourhood full of ways to turn digital into cash.

Kudu is a marketplace of verified cash agents. Deposit or withdraw with someone nearby you can see and trust, while KuduSafe™ escrow holds the money until both sides confirm.

✓Every agent is identity-verified and rated by the people they've served
✓Deposits and withdrawals held in KuduSafe™ escrow until both sides confirm
✓Find an agent near you across Côte d'Ivoire, Benin and RDC
Kudu app showing a map of nearby cash agents
How it works

Simple by design.

1

Find an agent nearby

Open the map, see verified agents around you with their ratings, hours and available cash, and pick one.

2

Meet and confirm

Hand over or collect the cash in person. The amount is locked in KuduSafe™ escrow the whole time.

3

Escrow releases

When both of you confirm the exchange, the funds release automatically — no one can walk away mid-deal.

Why it's better

Built around the outcome.

✓

Trust you can see

Agents are vetted by Fiditech on the ground and rated after every transaction, so you're never dealing with a stranger in the dark.

✓

Protected by escrow

KuduSafe™ holds the money until both sides are happy. If something goes wrong, nothing has been lost.

✓

Cash where cards don't reach

For the 360 million adults without a bank account, an agent nearby is the on-ramp and off-ramp the whole system is built on.

More of the app

USDC & EURC rails

Regulated stablecoins settle your transfers in seconds — kept invisible.

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KuduPay offline

Pay and get paid by QR code, even with no internet on either phone.

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Rewards

Climb from Bronze to Diamond and earn as you send, save and refer.

Learn more →
Frequently asked

Answers to the common questions.

How do I find a cash agent near me on Kudu?
Open the Kudu map to see verified agents around you with their ratings, hours, and available cash, then pick one. Agents are available across Côte d'Ivoire, Benin, and the DRC.
Are Kudu cash agents trustworthy and verified?
Yes, every agent is identity-verified by Fiditech on the ground and rated by the people they've served, so you're never dealing with an unvetted stranger.
How do deposits and withdrawals work with Kudu agents?
You meet the agent in person to hand over or collect cash, and the amount stays locked in KuduSafe™ escrow the whole time; once both sides confirm, the funds release automatically.
Is my money protected when I deposit or withdraw cash with a Kudu agent?
Yes, KuduSafe™ locks your money in on-chain escrow on Stellar until both you and the agent confirm the exchange, so if something goes wrong, nothing has been lost.
What fees do I pay for cash agent deposits and withdrawals?
Cashing out or depositing with a verified agent costs 0.5% of the amount (minimum €0.30). With adding money at about 1.5% (the conversion partner's rate), the all-in total stays under 3% — far lower than the 8.78% average in Sub-Saharan Africa — and the fee is always shown before you confirm.
Can I use Kudu agents if I don't have a bank account?
Yes, agents are designed as the on-ramp and off-ramp for the 360 million adults without a bank account, letting you turn digital money into cash and cash back into digital.

One app. Everything you need.

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