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Secure Deals

The money stays safe until the deal's done.

Trade with people you don't know yet, without the risk. KuduSafe™ locks the payment in on-chain escrow on Stellar and releases it only when you're happy — buyer and seller protected the whole way.

Money held safely in escrow until the deal is done
Only you release the payment — when you're happy
Buyer and seller both protected, every step
Secure deal €12,000.00
Funds held until the deal's done
Only you can release the payment.
Paid
Held safely
Delivered
Released
Buyer and seller both protected
Fund your wallet

Top up in local money. Hold instant, borderless funds.

Convert your local money into USDC and EURC — safe, instant, borderless funds you hold and stay in full control of. Top up through a partner or do it yourself, then send, request, buy together, or close deals anywhere.

Held by you — in full control, always withdrawable
Instant & borderless — backed 1:1 by USDC and EURC
Top up by cash, card, or bank — your choice
MoneyGram
Cash top-up & payout
Partner

Walk into a MoneyGram location, pay in cash, and your wallet is funded in instant, borderless money — no bank account needed.

TTransak

Card or bank transfer — funds land in seconds.

Yourself

Top up directly from your own bank or card.

How it works

Simple by design.

1

Agree and fund

Buyer and seller agree on terms, and the buyer funds the deal. The money moves into KuduSafe™ escrow — not to the seller yet.

2

Ship and track

The seller delivers the goods or service. Both sides follow each step — paid, held safely, delivered — right in the app.

3

Release when happy

Once the buyer confirms everything's right, they release the payment. Only then does the money reach the seller.

Why it's better

Built around the outcome.

Trust without knowing each other

Escrow lets strangers trade with confidence. Neither side has to go first on faith — KuduSafe™ locks the money in on-chain escrow (Stellar) in between.

You stay in control

Funds can't move to the seller until you say so. If something's wrong, the money stays put and the dispute is opened.

Made for real trade

Vehicles, wholesale stock, cross-border orders — the deals too big to risk on a promise are exactly what Secure Deals is for.

Kudu vs Alibaba Trade Assurance & Escrow.com → How to avoid supplier scams →
Explore the rest

Send & Receive

Move money across continents in minutes — around 1% Kudu fee, under 3% all-in.

Learn more →

Request & Invoice

Get paid with a simple link — no account needed on the other side.

Learn more →

Group Buying

Pool orders with friends and family to unlock a lower price for everyone.

Learn more →
Frequently asked

Answers to the common questions.

What is escrow and how does KuduSafe work?
Escrow is a neutral holding account where payment sits until both buyer and seller confirm everything is right. With KuduSafe™, the money moves into escrow when the buyer funds the deal, then stays there — protected and untouched — until the buyer releases it after delivery.
Who decides when the payment gets released to the seller?
Only the buyer releases the payment, once they confirm everything's correct. The seller cannot access the money until the buyer says so — this gives the buyer full control and peace of mind.
What happens if there's a dispute between buyer and seller?
If something is wrong, the money stays locked in KuduSafe and a dispute is opened. Both sides can resolve it in the app before the payment ever moves.
Is my payment protected if the buyer charges back their bank card?
Yes — funds held in KuduSafe escrow are protected because the payment has already settled on the blockchain (stablecoin on Stellar), not pending on a card or bank account. Once released by the buyer, the money has moved to the seller and cannot be reversed.
How much does it cost to use Secure Deals?
Creating a KuduSafe escrow costs 0.5% of the amount, with a minimum of €1 and a maximum of €25 — shown before you fund it. Additional fees apply only if a dispute is filed. There are no monthly fees or setup costs.
What kind of deals is Secure Deals built for?
Secure Deals is designed for high-value trades where the risk is too big to go on trust alone — vehicles, wholesale stock, and large cross-border orders. Both buyer and seller are protected at every step until the deal is done.
How is Kudu's escrow different from Alibaba Trade Assurance?
Alibaba Trade Assurance is free but only covers a single buyer and seller, with disputes that often resolve in the seller's favour. KuduSafe holds funds in non-custodial on-chain escrow instead of an internal ledger, treats buyer and seller symmetrically, and — unlike Trade Assurance or Escrow.com — also supports pooled, multi-buyer group orders.
What stops a seller from just taking the money and not delivering?
Nothing reaches the seller until the buyer actively releases it. If the goods never arrive, the buyer simply doesn't release — the funds stay locked in escrow and a dispute can be opened instead.
What happens if buyer and seller disagree about whether the goods arrived in good condition?
The funds stay frozen in KuduSafe while the dispute is open — neither side can access them unilaterally. Both parties resolve it in the app before any payment moves, rather than one side having to trust the other's word.

Ready when you are.

Open an account in minutes and start moving money across continents.

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